A Guide for NRBs: How to Buy Property in Bangladesh from Abroad

Thinking about buying property in Bangladesh while living overseas? You are not alone. Many Non Resident Bangladeshis are choosing to invest in real estate because it strengthens their connection to their homeland and builds long term financial security. With strong economic growth and rising demand for housing, Bangladesh has become an attractive destination for NRB investors. With proper planning and a trusted developer, your hard earned remittances can turn into valuable assets for the future. 

How to Buy Property in Bangladesh from Abroad

Select the Right Property Within Your Budget

Start by identifying the type of property you want to purchase. You can explore options through trusted real estate websites, recommendations from friends and family, social media, or news portals. Before deciding, carefully consider the property's ownership status, location, use (residential or commercial), government approvals, and your budget. Aim for properties with simple ownership records and clear possession history. Prioritize locations that are secure and well-planned such as Gulshan, Banani, Baridhara, Uttara, Jolshiri Abashon, or developments approved by authorities like RAJUK or the others. Trust your own judgment, and involve someone experienced if needed.

Initial Ownership Assessment

Many buyers overlook this step, but it’s crucial. Always confirm the seller’s right to sell. If the land is inherited, ensure all heirs agree to the sale. If it’s being offered by a developer, confirm they legally acquired it and have proper approvals. Check the seller’s reputation and ask your property lawyer to begin reviewing documents right away. This early assessment helps uncover disputes, loans, or legal claims tied to the land.

Collect and Review Legal Documents

Hire a qualified property lawyer in Bangladesh to collect and review all essential documents, including: Mutation (Khajna, DCR, Khaityan and proposal), Khatiyan: CS, S.A, R.S, City Zarip, Bangladesh Survey and  BDS (whichever applicable by area ), Title Deed (if purchased by the seller), Warish or Succession Certificate ( if inherited), Via Deed(s) etc. Your lawyer will also help obtain any missing paperwork and confirm the legal status of the land or apartment.

Legal Verification

With the documents collected, your lawyer will run a full legal vetting to confirm everything is in order. They will check the title, verify ownership, confirm land boundaries, identify any unpaid taxes, and look for legal cases, mortgage claims, or sale disputes.

Sale Agreement

Once both parties agree on the terms, create a written Sale Agreement, also known as Baina Nama. Avoid verbal promises. This agreement should include the property details, price, payment terms, handover timeline, and any necessary approvals or conditions. A well-written agreement protects both buyer and seller, and lays the foundation for a legally secure transaction.

Authorization 

If you’re living abroad and cannot be present during the process, you may assign a family member or trusted person as your representative. This is done by issuing an authorization, which can be prepared and verified at a Bangladesh Embassy.
The document outlines what your representative is authorized to do, how long it remains valid, and which property it covers. In some cases, you may not need an authorized person, but this depends on the property type and location.

Payment Process

All payments must be made through official banking channels. Avoid any informal or undocumented transactions. Your remitted payment will be verified through your bank, and you’ll receive official proof for registration.

Property Possession Handover

Property possession handover is the stage where the developer or seller formally transfers physical control of the property to the buyer. For NRBs, this step is especially important as it confirms that the property has been completed according to the agreed specifications and is ready for use. During handover, the buyer or their authorized representative inspects the property to ensure that construction quality, utilities, fixtures, and amenities match what was promised in the agreement. Once all dues are cleared and any minor issues are resolved, the keys, possession letter, and relevant handover documents are provided. A proper possession handover ensures peace of mind, marks the start of ownership responsibilities, and allows the property to be occupied, rented, or managed confidently from abroad.

Registering the Property

Once everything is ready, the final sale deed is registered at the local Sub-Registrar’s Office. This includes drafting the final deed, verifying all details against earlier documents, signing by both parties in the presence of the registrar, completing payment and handing over documents, collecting the registration receipt and certified copy within a few days.

Mutation of Land

After registration, apply for mutation to update government records with your name. Without this step, your ownership will not be officially recognized.

Last Thoughts

Buying property abroad can seem daunting, but with the right guidance it’s manageable. Bangladesh’s booming economy and shelter market make this an exciting time for NRB investors. By choosing good projects, following the legal steps (and getting professional help), you’ll ensure that they can grow in value for years to come.

FAQs

Q: Can NRBs register the land in their own name?

Yes. NRBs can register the sale deed in their name even if they are not physically present in Bangladesh at the time of registration.

Q: Do I need to be in Bangladesh to buy?

You do not need to be in Bangladesh to register a land or apartment you are buying. Registration can be completed on your behalf. 

Q. Can an NRB buy land jointly with a family member in Bangladesh?

Yes. You can own property together with your spouse, a family member, a friend or even a group of people. Joint ownership is legally allowed and commonly practiced.

Q: Can I rent out the property?

Absolutely. Many NRBs choose to rent out their apartments to generate steady rental income. If you purchase an apartment or commercial space, you may even arrange a tenant in advance through a professional property manager. Rental income earned in Bangladesh is subject to applicable taxes, so proper filing is required. In addition, property owners may formally authorize a trusted individual through legal documentation to collect or withdraw rental income on their behalf, ensuring smooth management even while residing abroad.
Q. What if the land I bought has legal issues after the purchase?
If the property was not properly verified beforehand, you may become involved in a legal dispute. Once the land is registered in your name, you will be responsible for addressing any civil or criminal cases through the proper legal process.